BKF_POJ1 Insurance Industry

Faculty of Economics and Administration
Spring 2011
Extent and Intensity
0/0. 6 credit(s). Type of Completion: zk (examination).
Teacher(s)
Ing. Svatopluk Nečas, Ph.D. (lecturer)
Guaranteed by
Ing. Svatopluk Nečas, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Timetable
Sat 5. 3. 12:50–16:15 P312, Sat 16. 4. 8:30–16:15 P403
Prerequisites
! KFPOJI Insurance Industry
Course freely builds on the knowledge gained in the study courses of the fields Financial Management and Finance. No special presumptions are required.
Course Enrolment Limitations
The course is also offered to the students of the fields other than those the course is directly associated with.
fields of study / plans the course is directly associated with
Course objectives
The course is framed as the first enter to the problems of insurance science for the students of the fields Financial business respectively Finance.
Main objectives can be summarized as follows:
- to understand introduction of the theory of insurance and reinsurance;
- to explain the relationship between insurance and risk, further terms of insurance, system of insurance, insurance relationships, reinsurance and its forms, and other concepts of the theory of insurance;
- to learn the relationship between law and insurance, right and obligation to insure itself;
- to get students acquainted with the classification of insurance, with the classes and selected insurance products for physical persons;
- to understand the basic legal precepts of the insurance industry in the Czech Republic, i.e. Insurance Act, Insurance Contract Act, the Act on insurance intermediaries and independent liquidators of insurance events, etc.;
- to delineate the structure of insurance and commercial insurance companies especially in the Czech Republic;
- to characterize the processes that proceed in this subjects of insurance market.
Syllabus
  • 1. Insurance, the beginning of the insurance and the system of insurance, the past and the present.
  • 2. Insurance and risk, insurance relationship
  • 3. Classifiction of insurance
  • 4. Life insurance and its products
  • 5. Non-life insurance and its products
  • 6. Reinsurance, the function and signification
  • 7. Legal regulations governing insurance
  • 8. Commercial insurance company
  • 9. Presentation of the activities and the insurance products of commercial insurance company
  • 10. System of insurance, its structure and subjects
  • 11. International institutions in the system of insurance
  • 12. Insurance market and its segmentation
  • 13. Insurance terminology
  • Tutorials are organised in three four-hour blocs, according to topics in this way:
  • 1. Topics No. 1 - 4
  • 2. Topics No. 5 - 9
  • 3. Topics No. 10 - 13
Literature
  • ČEJKOVÁ, Viktória and Dana MARTINOVIČOVÁ. Pojišťovnictví. 1. vyd. Brno: Masarykova univerzita, 2004, 158 s. ISBN 8021035250. info
  • ČEJKOVÁ, Viktória and Svatopluk NEČAS. Pojišťovnictví. 2., přepracované. Brno: Masarykova univerzita, 2006, 131 pp. ISBN 80-210-3990-6. info
  • BLAND, D. Pojištění: principy a praxe. The Chartered Insurance Institute. Londýn, 1993 (překlad ČAP, 1997)
  • Zákon o pojistné smlouvě : komentář. Edited by Ludvík Bohman - Libuše Dryjová - Magdalena Wawerková. Praha: Linde, 2004, 381 s. ISBN 8072015044. info
  • DUCHÁČKOVÁ, Eva. Principy pojištění a pojišťovnictví. Vyd. 1. Praha: Ekopress, 2003, 178 s. ISBN 808611967X. info
  • Manažment bankových aktív a pasív. Edited by J. S. G. Wilson, Translated by Marian Smolík. 1. vyd. Bratislava: Elita, 1995, 370 s. ISBN 80-85323-69-9. info
  • PŮLPÁN, Karel. Slovník bankovnictví, pojišťovnictví a kapitálových trhů. [Praha]: Public History, 1998, 328 s. ISBN 80-902193-2-2. info
  • VOSTATEK, Jaroslav. Sociální a soukromé pojištění. Vyd. 1. Praha: CODEX Bohemia, 1996, 601 s. ISBN 80-85963-21-3. info
  • BUŠTA, P., PŘIKRYL, V. Pojištění odpovědnosti z provozu vozidla v otázkách a odpovědích. Praha: Mobil Data, 2001
Teaching methods
tutorials (discussion to course topics)
Assessment methods
Requirements for approaching the exam:
1. Processing and submission of WCTs (works corrected by tutor) with classification as passed. In the case of classification failed a student will not be admitted to the exam. In the case of classification passed may the WCTs be reflected in the final classification up to 5 % (1 point), according to an assessment of the teacher;
2. Successful completion (passing) of the control test. Condition (point assessment) for the successful completion (passing) of this test is not strictly defined, because the test is part of the final exam. The condition is thus set for an overall assessment of the tests, not for its components. This control test can be assessed up to 8 points. If a student can not physically complete the test (the apology will judge the teacher), he/she writes this test in the first two weeks of the examination period.
The final exam and final classification
The exam has a written form. Its components are the control test and the exam test. Condition of the minimum number of points for successful completion of an exam test is not strictly defined.
The final mark is made up of: the result of control test written on tutorial (maximum 8 points) and the result of exam test (maximum 12 points), eventually also classification of WCT (a bonus of up to 1 point).
Rating scale:
A: 92 - 100% (18,4 - 20 points),
B: 84 - 91% (16.8 - 18.3 points),
C: 75 - 84% (15.2 - 16.7 points),
D: 70 - 74% (13.6 - 15.1 points),
E: 60 - 69% (12 - 13.5 points),
F: less than 60% (less than 12 points).
Student who will have after writing the control test and the exam test less than 12 points, will repeat always only the exam test.
Warning: Any frauds or attempted frauds during the exam (such as the use of „cheat sheets“ or other illicit materials, copying, allowing copying, obtaining the tests, etc.) or activities endangering the objectivity of the exam will be classified as a nonobservance of requests for course completion and will be assessed by the teacher in IS MU as "F".
Language of instruction
Czech
Further comments (probably available only in Czech)
Study Materials
The course is taught annually.
General note: nezapisují si studenti, kteří absolvovali předmět KFPOJI.
The course is also listed under the following terms Spring 2010, Spring 2012, Spring 2013, Spring 2014, Spring 2015, Spring 2016, Spring 2017, Spring 2018, Spring 2019, Spring 2020, Spring 2021, Spring 2022, Spring 2023, Spring 2024, Spring 2025.
  • Enrolment Statistics (Spring 2011, recent)
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