BPF_OSFI Personal finance

Faculty of Economics and Administration
Spring 2023
Extent and Intensity
2/2/0. 8 credit(s). Type of Completion: zk (examination).
Teacher(s)
Ing. Gabriela Oškrdalová, Ph.D. (lecturer)
Ing. Elena Láncošová, Ph.D. (seminar tutor)
Ing. Gabriela Oškrdalová, Ph.D. (seminar tutor)
Guaranteed by
Ing. Gabriela Oškrdalová, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Supplier department: Department of Finance – Faculty of Economics and Administration
Timetable
Mon 18:00–19:50 P101, except Mon 27. 3.
  • Timetable of Seminar Groups:
BPF_OSFI/01: Thu 10:00–11:50 P304, except Thu 30. 3., G. Oškrdalová
BPF_OSFI/02: Thu 14:00–15:50 P104, except Thu 30. 3., G. Oškrdalová
BPF_OSFI/03: Thu 8:00–9:50 P403, except Thu 30. 3., G. Oškrdalová
BPF_OSFI/04: Thu 16:00–17:50 P102, except Thu 30. 3., G. Oškrdalová
Course Enrolment Limitations
The course is only offered to the students of the study fields the course is directly associated with.

The capacity limit for the course is 120 student(s).
Current registration and enrolment status: enrolled: 134/120, only registered: 0/120
fields of study / plans the course is directly associated with
Course objectives
The course Personal Finance is designed as the first introduction for students to personal and family finances. In the introductory part the course deals with fundamental terms of personal and family finances and personal and family goals and their planning. The following units are focused on savings and investment, pension, but also on risk and hedging against it. Even loans and housing will not be left out. In the context of this course students also receive information on selected areas of taxes in the Czech Republic.
Learning outcomes
At the end of this course a graduate will be able to: - identify personal and family finances - characterize different types of ways of saving, investment, risk management, insurance products and loans - clarify the tax aspects of personal and family finances - describe financial planning and its stages - compare ownership, cooperative and rental housing - introduce the pension system in the Czech Republic.
Syllabus
  • 1. Introduction to personal and family finances 2. Personal and family goals and personal and family financial planning 3. Deposits and savings 4. Investing 5. Pension 6. Risk and hedging against it, insurance 7. Loans 8. Housing 9. Taxes in the Czech Republic. Investments, savings, loans and taxes.
Literature
    required literature
  • MÁLEK, Petr, Gabriela OŠKRDALOVÁ and Petr VALOUCH. Osobní finance (Personal finance). 1st ed. Brno: ESF MU, Brno, 2010, 203 pp. Osobní finance, 1. ISBN 978-80-210-5157-7. info
    recommended literature
  • SYROVÝ, Petr and Tomáš TYL. Osobní finance : řízení financí pro každého. 2. aktualiz. vyd. Praha: Grada Publishing, 2014, 220 s. ISBN 9788024748320. URL info
  • KOHOUT, Pavel. Investiční strategie pro třetí tisíciletí. 7. aktualiz. a přeprac. vyd. Praha: Grada, 2013, 272 s. ISBN 9788024750644. URL info
  • SMRČKA, Luboš. Rodinné finance : ekonomická krize a krach optimismu. 1. vyd. Praha: C.H.Beck, 2010, xxii, 538. ISBN 9788074001994. info
  • Personal finance. Edited by George S. Callaghan - Ian Fribbance - Martin Higginson. 1st ed. Chichester: Wiley, 2007, x, 461. ISBN 9780470028551. info
Teaching methods
lectures, seminars - homework, class discussion, example solution, tests
Assessment methods
The in-term tests in seminars will be taken in weeks 6 and 12 of the semester (23 March 2023 and 4 May 2023). Homework. Students are allowed to take the exam (written) after the following requirements have been met: - scoring at least 60% in in-term tests; - processing and submission of homework (at least 5 of 6 assessed "passed") - compulsory attendance of seminars, only three absences are tolerated. The course is completed with an written exam. Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.
Language of instruction
Czech
Further comments (probably available only in Czech)
Study Materials
The course is taught annually.
General note: Přednášky jsou dostupné online a ze záznamu.
Credit evaluation note: k = 1,5.
The course is also listed under the following terms Spring 2010, Spring 2011, Spring 2012, Spring 2013, Spring 2014, Spring 2015, Spring 2016, Spring 2017, Spring 2018, Spring 2019, Spring 2020, Spring 2021, Spring 2022, Spring 2024.
  • Enrolment Statistics (Spring 2023, recent)
  • Permalink: https://is.muni.cz/course/econ/spring2023/BPF_OSFI