Unit Test 13
Answer all thirty questions. There is one mark per question.
Language
1 Complete sentences 1-9 with these words. Use some words more than once.
that / these / former / such / ones / latter / 	
1	I’m a microfinance manager. ______________ involves calculating the interest rates the bank should charge on loans.
2	Some traders rely on illegal insider information. ______________ people should be arrested.
3	The bonuses only go to the hardest-working people. They are the ______________ who deserve it.
4	He made us a million and she made nothing. The ______________ can be promoted and the ______________ needs a meeting.
5	If I didn’t work in ______________ an environment, I’d probably do something else altogether.
6	Money, power and risk – ______________ are the things which drive many CEO’s.
7	The success of his company: ______________ is all that matters to him.
8	They are only interested in money – not the poor in the developing world. ______________ is the mentality of these people.
9	You see that couple over there with the champagne? Well, they’re the ______________ I was telling you about.
Vocabulary
Match words 10–15 with a–f to make word partners from Unit 13. 
3 Write your answers here.
10________	11________	12________	13________	14________	15________
10	Portofolio
11	Pension
12	Venture
13	Central
14	Developing
15	Interest
	a planning
	b banks
	c capital
	d countries
	e rates
	f management
4 Tick answer a), b) or c).
16	You _________ to remember that other forms of locally available credit are five times higher.
	a) have	b) must	c) get
17	Investment banks __________ advice to corporations.
	a) get	b) provide	c) make
18	We have to ___________ allowances for his behaviour.
	a) have	b) make	c) get
19	Please don’t __________ a habit of being late.
	a) make	b) do	c) lose
20	Microcredit banks _________ small sums to poor people.
	a) lend	b) raise	c) borrow
21	At 25% interest, we need to ________ off this loan as soon as possible.
	a) get	b) pay	c) lend
22	Commercial banks _________ deposits and make loans to private individuals or businesses.
	a) raise	b) produce	c) take
23	Why do you want to ________ money to poor people in developing countries?
	a) lend	b) borrow	c) make
24	I wanted to _________ for a loan from the bank but my financial advisor said I should go elsewhere.
	a) deposit	b) secure	c) apply
Career skills
The word all is missing in each sentence. Write it in.
25	Bearing things in mind, I think I can lend you it for the weekend.
26	We’re in this together so you may as well join us.
27	All in, it’s a good idea.
28	I think you’re right to say ‘no’, things considered 
29	It’s in of our interests to write this report on your colleague.
30	After looking at sides of the argument, we can agree on one condition.