Vocabulary Review Test

PJI4A Unit 14, English for Business Studies




II. Vocabulary: (max. 34 points)                                          points

A. Translate the following expressions into English:
                               (2 points each)


přečerpat účet a zaplatit vyšší úrokovou sazbu –


schválit výši dividendy na výroční valné hromadě akcionářů –


vybrat peníze z bankomatu –


nesplácet hypotéku a pozastavit trvalý příkaz –


pravděpodobný nárůst daně z přidané hodnoty vedoucí ke snížení schodku státního rozpočtu –


vložit finanční aktiva do společného fondu a převést je na cenné papíry –


neúspěšná snaha zachránit banky, z nichž mnohé musely odepsat spoustu peněz nebo dokonce
zkrachovaly –


poskytovat půjčky malým podnikatelům, aniž by půjčka byla jištěna zástavou –


B. Write expressions the following definitions refer to:
               (2 points each)

1.       removal or simplification of government rules and regulations that constrain the operation
of market forces:

2.       financial practice of pooling various types of contractual debt such as residential
mortgages, commercial mortgages, auto loans or credit card debt obligations and selling that debt
as bonds, pass-through securities:


C. Complete the sentence with one of the following phrases; translate the selected phrase into
Czech.      (2 points each)

CREDIT CRUNCH – QUANTITATIVE EASING – STOCKBROKING – COLLATERALIZED DEBT OBLIGATIONS – STATEMENT –
                                            HEDGE FUNDS


 1. If you want them to understand your situation, send them your last bank _______________.

In Czech: ____________________


 2. Most _______________ analysts believe that major changes are inevitable

             In Czech: ______________________


 3. _______________ is a derivative product based on mortgages which have been sold to many
financial institutions

In Czech: ____________________


D. Complete the sentences with correct forms of the following verbs; some verbs are not used:
   (1 point each)

                     BID – RETAIL – GRANT – ISSUE – REPEAL – COMMIT - RESTORE

1.     The company managed _______ its reputation and win customer loyalty back.

2.     How much do these components __________ at?

3.     The conglomerate __________ the highest price and increased its chances of success.

4.     The law, which was passed a year ago, was __________ for failing to achieve the desired
results.

E. Complete each sentence with a word made from the word given in brackets.
      (1 point each)

1. Microfinance gurus claim that providing loans to the poor does not ___________

    lead to default on the loan.      (NECCESARY)


2. Banks were made to write off millions of dollars of _______________ securities.

    (WORTH)


3. I am afraid my account has been ____________ and I cannot take any more money

    out. (DRAW)


4. Islamic banks do not pay interest to ____________or charge borrowers.

    (DEPOSIT)


5.  The deal is ______________ for us and we won’t sign it. (ACCEPT)