1) Complete the gaps with correct form of the verb.


1 Purchases cannot _____________ (exchange) without a receipt.

2 Sue is ________________ (used to, get up) quite early because of her job.

3 The employee went inside even though she _____________ (tell) to stay away from it.

4 The meeting ______________ (hold) at five on Monday.

5 Don't go in there from three to four. The committee _______________ (have) a meeting.

6 I don't believe it! This is the second car that ______________ (steal)!

7 Yesterday the injured party ______________ (award) damages by the Supreme Court.

8 After the accident he ended up in hospital but he ________________ (look after) well.

9 We eavesdropped while he ______________ (interview) by the police.

10 The tickets will be sold out before we ________________ (get) there.

11 I ____________________ (have, the market analysis, make) yet.

12 Have you tried _____________ (use) butter instead of oil?

13 Yesterday at eight the children ___________________ (still, play) in the garden.

14 As soon as he finishes, he __________________ (go) straight home.

15 My car __________________ (repair) this week.


2) Complete the gaps with ONE suitable word.


The BBC says that HSBC, the world's second largest bank, helped rich people to hide money –-------
they would not have to pay tax. A BBC documentary programme got access –------- the details of
thousands –------------- private bank accounts, worth $128 billion, from an HSBC bank in
Switzerland. The information was leaked –------------ a whistleblower in 2007. It shows that HSBC
helped –------------ wealthy clients to evade tax. The whistleblower was a computer expert working
–----------- HSBC in Geneva. He stole the details of –----------- than 100,000 clients worldwide. A
French banking team looked –----------- the stolen data in 2013. It concluded that 99.8% of French
citizens on the list –------------ probably evading tax.


HSBC said the bank –--------- changed a lot since 2007. It said: "HSBC has put in place numerous
initiatives designed to prevent its banking services –-------- used to evade taxes or launder
money." The Guardian newspaper in the U.K. said HSBC told its reporters that the bank understood
that it failed to –---------- the law properly. One woman –--------- complained when the bank did
not make changes lost her job. Sue Shelley was responsible –-------- making sure HSBC followed the
law. The BBC said that –-------- she complained that the bank was –------- keeping its promise to
change, the bank fired her. Panorama said HSBC is now facing criminal investigations in the USA,
France, Belgium and Argentina.


3 Choose the best verb to complete the gaps.


REFUND, PROMPT, ALLOCATE, NEGOTIATE, OVERDRAW, RECOVER, RENT, SUPPLEMENT, CLAIM, ENSURE


The government will _____________ £10 million for health education.

The airline is taking steps to _____________ safety on its aircraft.

I want the office to _____________ my expenses when I go on business to Peru.

I have been advised to ___________ compensation for my injuries.

It is not possible for children to _____________ on their accounts.