vyvojovy rok							vyvojovy rok				
	0	1	2	3				0	1	2	3	
2011	10200	2508	1608	985			2011	14.52991453	3.572649573	2.290598291	1.403133903	
2012	9830	2456	1438	1065.376			2012	14.56296296	3.638518519	2.13037037	1.578334815	
2013	10350	2507	1622.651214	1077.517037			2013	14.57746479	3.530985915	2.285424245	1.51762963	
2014	9976	2530.442368	1623.38255	1078.002679			2014	14.60614934	3.704893657	2.376841215	1.578334815	
												
počet škod												
702							lambda 3= d3		21.67063953		"S3,1"	3.704893657
675		rezerva 2015		5218.469582			r3		0.064748154		"S3,2"	2.376841215
710		rezerva 2016		2700.899587			"lambda 2= d2/(S0,2+S1,2)"		21.9262669		"S3,3"	1.578334815
683		rezerva 2017		1078.002679			r2		0.101405559			
		celkem		8997.371847			lambda1		21.74934735			
							r1		0.164388215			
							r0		0.669458072			
							lambda0		21.70399481			
												
							inflace	0.04				
							lambda4	22.53746511				
							lambda5	23.43896372				
							lambda6	24.37652226				
##### Sheet/List 2 #####
rok	0	1	2	3		rok	0	1	2	3
2011	6450	2510	1520	750		2011	7126.423987	2705.588838	1590.72256	768
2012	7100	3320	1820			2012	7653.259264	3474.47296	1863.68	
2013	6900	3001				2013	7221.0432	3073.024		
2014	7460					2014	7639.04			
										
inflace	2011	2012	2013	2014						
	1.025	1.03	1.022	1.024		rok	0	1	2	3
						2011	7126.423987	9832.012826	11422.73539	12190.73539
						2012	7653.259264	11127.73222	12991.41222	13864.88117
						2013	7221.0432	10294.0672	11990.64567	12796.82873
						2014	7639.04	10851.87448	12640.38588	13490.2538
										
		lambda3	1.067234333							
		lambda2	1.164811287			rezervy	9227.444277			
		lambda1	1.420580921							
									O	S
						"chyba v poli 2013,0"			7246.378609	7221.0432
										
									-0.003508552	
									abs	0.00351