BKF_ZOZU Preparations for Professional Qualifications - Consumer Loans

Faculty of Economics and Administration
Spring 2022
Extent and Intensity
0/0/0. 6 credit(s). Type of Completion: zk (examination).
Teacher(s)
Ing. Barbora Buchtová, Ph.D. (lecturer)
doc. Ing. Martin Svoboda, Ph.D. (lecturer)
Ing. Martina Sponerová, Ph.D. (assistant)
Guaranteed by
Ing. Barbora Buchtová, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Supplier department: Department of Finance – Faculty of Economics and Administration
Timetable
Fri 25. 2. 16:00–19:50 P302b, Fri 8. 4. 16:00–19:50 P103, Fri 6. 5. 12:00–15:50 P104
Course Enrolment Limitations
The course is only offered to the students of the study fields the course is directly associated with.
fields of study / plans the course is directly associated with
Course objectives
The course Preparations for Professional Qualifications - Consumer loans prepares students for successful completion of professional qualification in the field of consumer loans. Primarily, it is professional competence according to Act No. 257/2016 Coll., on consumer credit. Students will gradually become acquainted with the principles and functioning of the financial market, debt instruments, principles and functioning of the consumer credit market, its regulation, consumer protection rights, consumer credit providers and intermediaries, consumer credit assessment process, mortgages and housing loans, real estate market things, the arrangement and functioning of the Land Registry.
Learning outcomes
At the end of the course students should be able to: - successfully pass professional qualification in the area of consumer credit, - characterize debt instruments, - describe the principles and functioning of the consumer credit market, - understand consumer credit market regulation, - apply consumer protection law, - clarify the lending process, - characterize consumer credit products, - describe the rules of conduct with consumers, - clarify the principles of the consumer credit assessment process, - characterize mortgages and housing loans, -clarify the principles of the procedure and evaluation methods, - understand the system and operation of the Land Registry.
Syllabus
  • 1) Financial market, its structure and subjects
  • 2) Debt instruments
  • 3) Consumer credit market
  • 4) Regulation of consumer credit market, Consumer protection
  • 5) Consumer credit providers and intermediaries
  • 6) Lending and consumer credit products
  • 7) Rules for dealing with the consumers
  • 8) Supplementary services related to consumer credit
  • 9) Principles of the consumer credit assessment process
  • 10) Mortgages and housing loans
  • 11) Mortgages and housing loans - principles of procedure and methods of valuation
  • 12) Real estate market
  • 13) System and functioning of the Land Register
Literature
    required literature
  • ÚZ 1327 Ochrana spotřebitele, spotřebitelský úvěr. Sagit, 2019. 240 s. ISBN 978-80-7488-361-3
  • ÚZ 1337 Cenné papíry, Kapitálový trh, Investiční společnosti a fondy. Sagit, 2019. 656 s. ISBN 978-80-7488-371-2
    recommended literature
  • VACEK, Lukáš. Zákon o spotřebitelském úvěru: komentář. Praha: Wolters Kluver, 2015, 427 pp. ISBN 978-80-7478-776-8. info
  • ČERVENKA, Miroslav, Dagmar IRCINGOVÁ and Miroslav ŠKVÁRA. Spotřebitelské úvěry : průvodce teorií a praxí úvěrování dle zákona č. 257/2016 Sb. První vydání. Praha: Miroslav Škvára, 2017, 158 stran. ISBN 9788090482340. info
Teaching methods
Tutorials (lectures), assignments, online quizzes
Assessment methods
The course takes the form of lectures. Students are allowed to take the test after: - the seminar work has been written, handed over and marked with PASSED by a tutor. - completing assigned questionnaires. The course is completed with an written exam. Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.
Language of instruction
Czech
Further comments (probably available only in Czech)
Study Materials
The course is taught annually.
Information on the extent and intensity of the course: tutorial 12 hodin.
The course is also listed under the following terms Spring 2023, Spring 2024, Spring 2025.
  • Enrolment Statistics (Spring 2022, recent)
  • Permalink: https://is.muni.cz/course/econ/spring2022/BKF_ZOZU