BPF_OSFI Personal finance

Faculty of Economics and Administration
Spring 2016
Extent and Intensity
2/2/0. 8 credit(s). Type of Completion: zk (examination).
Teacher(s)
Ing. Peter Mokrička, Ph.D. (lecturer)
Ing. Gabriela Oškrdalová, Ph.D. (lecturer)
doc. Ing. Martin Svoboda, Ph.D. (lecturer)
Ing. Barbora Buchtová, Ph.D. (seminar tutor)
Mgr. Ing. Tomáš Dráb (seminar tutor)
Mgr. Bc. Bohuslava Ellis Doláková (seminar tutor)
Mgr. et Mgr. Bc. Hana Florianová (seminar tutor)
Ing. Bc. Jana Hvozdenská, Ph.D. (seminar tutor)
Ing. Peter Mokrička, Ph.D. (seminar tutor)
Ing. Gabriela Oškrdalová, Ph.D. (seminar tutor)
doc. Ing. Tomáš Plíhal, Ph.D. (seminar tutor)
Mgr. Ing. Karel Urbanovský (seminar tutor)
Guaranteed by
doc. Ing. Martin Svoboda, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Supplier department: Department of Finance – Faculty of Economics and Administration
Timetable
Wed 12:50–14:30 P101
  • Timetable of Seminar Groups:
BPF_OSFI/01: Thu 11:05–12:45 S309, P. Mokrička
BPF_OSFI/03: Mon 9:20–11:00 P403, K. Urbanovský
BPF_OSFI/07: Thu 9:20–11:00 P403, B. Ellis Doláková
BPF_OSFI/08: Mon 16:20–17:55 P102, T. Dráb
BPF_OSFI/09: Thu 16:20–17:55 S311, H. Florianová
BPF_OSFI/10: Fri 9:20–11:00 P403, T. Plíhal
Course Enrolment Limitations
The course is also offered to the students of the fields other than those the course is directly associated with.
The capacity limit for the course is 220 student(s).
Current registration and enrolment status: enrolled: 0/220, only registered: 0/220, only registered with preference (fields directly associated with the programme): 0/220
fields of study / plans the course is directly associated with
Course objectives
At the end of this course a graduate will be able to: - identify personal and family finances - characterize different types of loans, ways of saving, investment and risk management, insurance products and system of payment products - clarify the tax aspects of personal and family finances - describe financial planning and its stages - compare ownership, cooperative and rental housing - clarify the issue of execution.
Syllabus
  • 1) Introduction to personal and family finances 2) Revenues and expenditures of individuals and families, personal and family assets 3)Personal and family goals and their planning (personal and family goals, when begin to plan family finance, formation and implementation of personal and family financial plan) Financial, capital and money markets. Investment portfolio, its formation and management. 4) Loans (consumer loans, mortgage loans, hired purchase, credit cards, leasing, etc.) 5) Saving (time accounts, savings accounts, building savings, pensions, etc.) 6) Investments (active and passive investment, shares, bonds, shares, index products, etc.) 7) Risk and to insurance against it, insurance (travel, accident, pension, health and life insurance, third party liability, accident insurance, liability insurance, default insurance, insurance against illness, etc.) 8) System of payments. Electronic banking. 9) Housing (own housing funding, advantages and disadvantages of ownership, cooperative and rental housing, insurance and taxes) 10) Investments, savings, loans and taxes 11) Overindebtedness of households 12) Execution (under what circumstances may be imposed, on what and whom may be imposed, how it runs, how to defend against it, rights of a borrower, lender and executor, what to do in case of unqualified execution, etc.) 13) Personal and family finances in the Czech Republic and in the world
Literature
    required literature
  • MÁLEK, Petr, Gabriela OŠKRDALOVÁ and Petr VALOUCH. Osobní finance (Personal finance). 1st ed. Brno: ESF MU, Brno, 2010, 203 pp. Osobní finance, 1. ISBN 978-80-210-5157-7. info
  • SYROVÝ, Petr and Tomáš TYL. Osobní finance : řízení financí pro každého. 1. vyd. Praha: Grada Publishing, 2011, 207 s. ISBN 9788024738130. info
  • SMRČKA, Luboš. Rodinné finance : ekonomická krize a krach optimismu. 1. vyd. Praha: C.H.Beck, 2010, xxii, 538. ISBN 9788074001994. info
    recommended literature
  • Personal finance. Edited by George S. Callaghan - Ian Fribbance - Martin Higginson. 1st ed. Chichester: Wiley, 2007, x, 461. ISBN 9780470028551. info
  • JANDA, Josef. Spořit nebo investovat? 1. vyd. Praha: Grada Publishing, 2011, 167 s. ISBN 9788024736709. URL info
  • KOHOUT, Pavel. Investiční strategie pro třetí tisíciletí. 6. přeprac. vyd. Praha: Grada, 2010, 292 s. ISBN 9788024733159. info
  • SYROVÝ, Petr. Investování pro začátečníky. 2. přeprac. vyd. Praha: Grada, 2010, 105 s. ISBN 9788024734866. URL info
  • PŘIB, Jan. Kdy do důchodu a za kolik. 13. aktualiz. vyd. Praha: Grada, 2011, 139 s. ISBN 9788024740904. URL info
  • ŠULC, Jaroslav. Penzijní připojištění. 2., aktualiz. a rozš. vyd. Praha: Grada, 2004, 196 s. ISBN 8024707721. info
  • SYROVÝ, Petr. Financování vlastního bydlení. 5. zcela přeprac. vyd. Praha: Grada, 2009, 143 s. ISBN 9788024723884. URL info
  • HYBLEROVÁ, Šárka. Zdroje financování bytové výstavby v České republice se zaměřením na hypoteční úvěr. Vyd. 1. V Liberci: Technická univerzita v Liberci, 2010, 118 s. ISBN 9788073726737. info
  • FILIP, Miloš. Osobní a rodinné bohatství : jak chytře investovat. Vyd. 1. Praha: C.H. Beck, 2006, xiii, 381. ISBN 8071795232. info
  • FILIP, Miloš. Osobní a rodinné bohatství : kam s penězi. 1. vyd. Praha: C.H.Beck, 2006, xv, 474. ISBN 8071794163. info
  • FILIP, Miloš. Osobní a rodinné bohatství : jak se dobře zajistit. Vyd. 1. V Praze: C.H. Beck, 2006, xi, 273. ISBN 807179466X. info
  • SYROVÝ, Petr. Jak si spořit na důchod : zorientujte se v důchodové reformě. 1. vyd. Praha: Grada Publishing, 2012, 152 s. ISBN 9788024744797. URL info
Teaching methods
lectures, seminars - processing and presentation of a seminar project, class discussion, example solution
Assessment methods
The check tests will be written in seminars acoording to teachers instructions. For each test up to 50 points can be obtained (a total of 100 points). Processing, submission and the presentation of a seminar project will be assessed as passed or failed. Requirements for admission to the test: - obtaining at least 60 points from the check tests (therefore 60% success rate) - seminar work assessment as „passed“, - seminar attendance (including homeworks). The course is successfully completed with a written test. Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.
Language of instruction
Czech
Further comments (probably available only in Czech)
Study Materials
The course is taught annually.
General note: Přednášky jsou dostupné online a ze záznamu.
Credit evaluation note: k = 1,5.
Information about innovation of course.
This course has been innovated under the project "Inovace studia ekonomických disciplín v souladu s požadavky znalostní ekonomiky (CZ.1.07/2.2.00/28.0227)" which is cofinanced by the European Social Fond and the national budget of the Czech Republic.

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The course is also listed under the following terms Spring 2010, Spring 2011, Spring 2012, Spring 2013, Spring 2014, Spring 2015, Spring 2017, Spring 2018, Spring 2019, Spring 2020, Spring 2021, Spring 2022, Spring 2023, Spring 2024.
  • Enrolment Statistics (Spring 2016, recent)
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