ESF:MKF_EARB Economics and bank management - Course Information

MKF_EARB Economics and bank management

Extent and Intensity

26/0/0. 6 credit(s). Type of Completion: zk (examination).

Teacher(s)

prof. Ing. Eva Horvátová, CSc. (lecturer)
Ing. Jan Krajíček, Ph.D. (lecturer)

Guaranteed by

prof. Ing. Eva Horvátová, CSc.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Supplier department: Department of Finance – Faculty of Economics and Administration

Timetable

Fri 19. 3. 12:00–15:50 P103, Sat 17. 4. 12:00–15:50 P103, Fri 21. 5. 16:00–19:50 P103

Prerequisites

The course is aimed at enhancing knowledge of banking sector, concretely in the field of bank management. Its content and structure have been prepared from perspective of bank management, management of bank balance sheet, expenses and revenues, foundations of banking marketing with more detailed focus on individual risk management of banking business.
Students will gain general overview of bank management. Completion of basic courses is therefore necessary, because the experience gained there are used in Bank Economy and Management course.

Course Enrolment Limitations

The course is only offered to the students of the study fields the course is directly associated with.

fields of study / plans the course is directly associated with

• Finance (programme ESF, N-FIN)
• Finance (programme ESF, N-FU)

Course objectives

The course is aimed at enhancing knowledge of banking sector, concretely in the field of bank management. Its content and structure have been prepared from perspective of bank management, management of bank balance sheet, expenses and revenues, foundations of banking marketing with more detailed focus on individual risk management of banking business. Students will gain general overview of bank management. Completion of basic courses is therefore necessary, because the experience gained there are used in Bank Economy and Management course.

Learning outcomes

The course is aimed at enhancing knowledge of banking sector, concretely in the field of bank management. Its content and structure have been prepared from perspective of bank management, management of bank balance sheet, expenses and revenues, foundations of banking marketing with more detailed focus on individual risk management of banking business. Students will gain general overview of bank management. Completion of basic courses is therefore necessary, because the experience gained there are used in Bank Economy and Management course.

Syllabus

• Theme plan and content focus of lectures (according to weeks of semester):
• 1) Bank as a business entity
• - Organization of lectures
• - Organizational structure of bank
• - Bank financial management
• - Objectives of the banking business
• - Basic components of bank economy
• 2) Substance, importance, objectives and management content of banking economy
• - Management of bank economy - its position in bank
• - Scope and components of bank management
• - Management of bank assets and liabilities
• 3) Management bank balance sheet, assets and liabilities
• - Structure of bank assets
• - Objectives of bank assets management
• - Scope of bank assets management
• - Structure of bank liabilities
• - Objectives of bank liabilities management
• - Scope of bank liabilities management
• 4) Economy of expenses and revenues management in bank
• - Structure of expenses and revenues
• - Expenses management
• - Revenues management
• - External audit
• - Internal audit
• - Status of audit
• - External and internal inspection
• 5) Quality of banking services
• - Quality concept of banking services
• - Quality of banking services
• - Importance of quality in banks
• - Contributions to quality of banking services
• - Quality costs in banks
• - Proposals and complaints of bank customers
• - How to achieve quality of service in bank
• 6) Marketing in economic management of bank – role of client in bank marketing
• - Introduction to marketing in banking
• - Development of business concepts in banks
• - Marketing management of bank
• - Client - the reason for bank existence
• - Analysis of customer behavior
• - Market segments
• - Segmentation in banking
• - Strategy of target banking market
• - Evaluation and assessment of sales bank staff
• - Bank staff training and recruitment
• 7) Strategy of products and services in banks and price setting of banking products and services
• - Concept, innovation and development of new products and services in banks
• - Life cycle of products and services in banks
• - Products and services management in banks
• - The importance of price of banking products and services
• - Methods of price fixing in banks
• - Possible forms of prices in banks
• - Price strategies of banks
• 8) Communication and distribution of banking services
• - Communication in bank
• - External bank communication
• - Internal bank communication
• - Bank promotion
• - Public relations
• - Sales promotion in the bank
• - Direct marketing in banks
• - Sale of bank products and services
• - Distribution of banking services
• - Strategic planning of bank distribution channels
• - Bank distribution systems and types of bank distribution
• 9) Introduction to Risk Management
• - Basic components of risk management
• - Credit risk and credit process
• - Quality of credit portfolio
• - Credit risk and bank balance sheet management
• - Credit risk management
• - Basic models of risk management
• - Measurement of credit risk
• - Credit risk and ČNB legislation
• 10) Risk management of interest rates movement and currency risk
• - Nature and content of interest rate risk management
• - Methods of interest rate risk management
• - Measurement of interest rate risk
• - Interest rate risk and ČNB legislation
• - Principle and content of currency risk management
• - Measurement of currency risk
• - Currency risk and ČNB legislation
• 11) Liquidity and capital risk management
• - Principle and contents of liquidity risk management
• - Liquidity risk measurement
• - Management of bank liquidity and ČNB legislation
• - Equity and capital adequac
• - Planning of bank capital
• - Management of capital risk and ČNB legislation
• 12) Management of securities portfolio and off-balance sheet items
• - Nature and objectives of securities portfolio
• - Active and passive strategies of securities portfolio management
• - Management of bank investment portfolio by ALCO Committee
• - Off-balance sheet items, types of bank transactions
• - Overview of off-balance sheet items
• - Risk Management of off-balance sheet risk
• - Off-balance sheet items risk and the ČNB rules
• 13) Management of operational risk and bank branch
• - Principle of operational risk
• - Various types of operational risk
• - Operational risk management
• - Operational risk and ČNB legislation
• - Aim of bank branches management
• - Branch statements
• - Branch profitability

Literature

required literature
• REVENDA, Zbyněk. Peněžní ekonomie a bankovnictví. 5. aktualiz. vyd. Praha: Management Press, 2012, 423 s. ISBN 9788072612406. info
• POLOUČEK, Stanislav. Bankovnictví. 2. vyd. V Praze: C.H. Beck, 2013, xvi, 480. ISBN 9788074004919. info
• JÍLEK, Josef. Finanční rizika. 1. vyd. Praha: Grada, 2000, 635 s. ISBN 8071695793. info

recommended literature
• VERWILST, Herman. The future of retail banking in Europe: the fortis view. Brussels: The Joint office of the World Savings Banks Institute, 2001, 15 s. info
• MATOUŠEK, Roman. Banking and Financial Markets in Central and Eastern Europe: 20 Years of Transition. Palgrave Macmillan, 2010, 304 pp. ISBN 978-0-230-23168-9. info
• MISHKIN, Frederic S. and Stanley G. EAKINS. Financial markets and institutions : global edition. 7th ed. Boston: Pearson, 2012, 663, 16. ISBN 9780273754442. info
• KOTLER, Philip and Kevin Lane KELLER. Marketing management. 15 global edition. Boston: Pearson, 2016, 714, 14. ISBN 9781292092621. info

not specified
• Náhradní obsah: KRAJÍČEK, J.: Ekonomika a řízení bank, ESF MU, Brno 2016, aktualizované vydání. k dispozici ve studijních materiálem předmětu

Teaching methods

Attendance at lectures, submission of semester paper (POT), self-correction tests, check tests, final written test and exam.

Assessment methods

1. POT 1-2
-Elaboration and submission of work corrected by tutor (POT) in accordance with the timetable as evidential result of students´ preparation within study hour.
2. Final evaluation of the results of work on the tutorials and study hour.
- Participation in the test is successful processing of all POTs with result of pass
- Another requirement is successful completion of check tests, which is achieved rating of 66% or more (2 / 3 or more).
- If a student cannot attend test (apologies will be judged by teacher), writes it on 3rd tutorial (in case of first test), or during first two weeks of exam period (in case of second test).
3. Exam and final evaluation:
- Exam is written.
Final mark consists of:
Evaluation of the written test (80%) + final evaluation of student work during study hour - POTs, tests - (20%)
- To evaluate performance of students, the following scale (common to full-time and combined studies) is applied:
A 92 - 100% B 84 - 91%
C 76 - 83% D 68 - 75%
E 60 - 67% F less than 60%
Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules.
Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study terminativ.

Language of instruction

Czech

Further comments (probably available only in Czech)

Study Materials
The course is taught annually.
Information on the extent and intensity of the course: tutorial 12 hodin.
Credit evaluation note: k = 1.

• Enrolment Statistics (Spring 2021, recent)
  
• Permalink: https://is.muni.cz/course/econ/spring2021/MKF_EARB