ESF:BKF_POJ1 Insurance Industry - Course Information

BKF_POJ1 Insurance Industry

Extent and Intensity

0/0. 6 credit(s). Type of Completion: zk (examination).

Teacher(s)

Ing. Svatopluk Nečas, Ph.D. (lecturer)

Guaranteed by

Ing. Svatopluk Nečas, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Supplier department: Department of Finance – Faculty of Economics and Administration

Timetable

Sat 28. 2. 12:50–16:15 P312, Sat 25. 4. 8:30–16:15 P303

Prerequisites

! KFPOJI Insurance Industry
Course freely builds on the knowledge gained in the study courses of the field Finance. No special presumptions are required.

Course Enrolment Limitations

The course is also offered to the students of the fields other than those the course is directly associated with.

fields of study / plans the course is directly associated with

• Finance (programme ESF, B-FU)

Course objectives

The course is framed as the first enter to the problems of insurance science for the students of the fields Financial business respectively Finance.
Main objectives can be summarized as follows:
- to understand introduction of the theory of insurance and reinsurance;
- to explain the relationship between insurance and risk, further terms of insurance, system of insurance, insurance relationships, reinsurance and its forms, and other concepts of the theory of insurance;
- to learn the relationship between law and insurance, right and obligation to insure itself;
- to get students acquainted with the classification of insurance, with the classes and selected insurance products for physical persons;
- to understand the basic legal precepts of the insurance industry in the Czech Republic, i.e. Insurance Act, Insurance Contract Act, the Act on insurance intermediaries and independent liquidators of insurance events, etc.;
- to delineate the structure of insurance and commercial insurance companies especially in the Czech Republic;
- to characterize the processes that proceed in this subjects of insurance market.

Syllabus

• 1. Insurance, the beginning of the insurance and the system of insurance, the past and the present, insurance and risk, insurance principles
• 2. Insurance relationship, insurance terminology
• 3. Classification of insurance
• 4. Life insurance and its products
• 5. Non-life insurance and its products
• 6. Legal regulations governing insurance
• 7. Commercial insurance company and its activities
• 8. Liquidation of insurance event (selected issues of theory and practice)
• 9. Reinsurance, the function and signification
• 10. System of insurance, its structure and subjects
• 11. International institutions in the system of insurance
• 12. Mediatory activity in the insurance industry
• 13. Insurance market, current problems in insurance industry
• Tutorials are organised in three four-hour blocs, according to topics in this way:
• 1. Topics No. 1 - 4
• 2. Topics No. 5 - 9
• 3. Topics No. 10 - 13

Literature

required literature
• ZÁKON č. 89/2012 Sb., občanský zákoník, v platném znění
• VÁVROVÁ, Eva. Pojišťovnictví I. Vyd. 1. Brno: Mendelova univerzita v Brně, 2013, 104 s. ISBN 978-80-7375-784-7
• ČEJKOVÁ, Viktória, Svatopluk NEČAS and Dana MARTINOVIČOVÁ. POISTNÝ TRH teória i prax (INSURANCE MARKET theory and practice). 1st ed. Bratislava: Iura Edition, spol. s r. o., 2011, 222 pp. edícia Ekonómia. ISBN 978-80-8078-399-0. info
• KARFÍKOVÁ, Marie and Vladimír PŘIKRYL. Pojišťovací právo. Vyd. 1. Praha: Leges, 2010, 351 s. ISBN 9788087212455. info
• ČEJKOVÁ, Viktória and Svatopluk NEČAS. Pojišťovnictví. 2., přepracované. Brno: Masarykova univerzita, 2006, 131 pp. ISBN 80-210-3990-6. info
• ČEJKOVÁ, Viktória and Dana MARTINOVIČOVÁ. Pojišťovnictví. 1. vyd. Brno: Masarykova univerzita, 2004, 158 s. ISBN 8021035250. info
• Životní pojištění. 1. vyd. Praha: Grada, 2002, 104 s. ISBN 8024701464. info

recommended literature
• BLAND, D. Pojištění: principy a praxe. The Chartered Insurance Institute. Londýn, 1993 (překlad ČAP, 1997)
• BUŠTA, P., PŘIKRYL, V. Pojištění odpovědnosti z provozu vozidla v otázkách a odpovědích. Praha: Mobil Data, 2001
• DUCHÁČKOVÁ, Eva and Jaroslav DAŇHEL. Teorie pojistných trhů. 1. vyd. Praha: Professional Publishing, 2010, 216 s. ISBN 9788074310157. info
• DUCHÁČKOVÁ, Eva. Principy pojištění a pojišťovnictví. 3. vyd. - přeprac. Praha: Ekopress, 2009, 224 s. ISBN 9788086929514. info
• DAŇHEL, Jaroslav. Pojistná teorie. Vyd. 1. Praha: Professional Publishing, 2005, 332 s. ISBN 8086419843. info
• Anglicko-český slovník pojišťovnictví. 1. vyd. Praha: Grada, 2003, 516 s. ISBN 8024702487. info
• VOSTATEK, Jaroslav. Sociální a soukromé pojištění. Vyd. 1. Praha: CODEX Bohemia, 1996, 601 s. ISBN 80-85963-21-3. info

Teaching methods

tutorials (discussion to course topics)

Assessment methods

Requirements for approaching the exam:
1. Processing and submission of WCTs (works corrected by tutor) with classification as passed. In the case of classification failed a student will not be admitted to the exam.
2. Successful completion (passing) of the control test. Condition (point assessment) for the successful completion (passing) of this test is not strictly defined, because the test is part of the final exam. The condition is thus set for an overall assessment of the tests, not for its components. This control test can be assessed up to 8 points. If a student can not physically complete the test (the apology will judge the teacher), he/she writes this test in the first two weeks of the examination period.
The final exam and final classification
The exam has a written form. Its components are the control test and the exam test. Condition of the minimum number of points for successful completion of an exam test is not strictly defined.
The final mark is made up of: the result of control test written on tutorial (maximum 8 points) and the result of exam test (maximum 12 points), eventually also classification of WCT (a bonus of up to 1 point).
Rating scale:
A: 92 - 100% (18,4 - 20 points),
B: 84 - 91% (16.8 - 18.3 points),
C: 75 - 84% (15.2 - 16.7 points),
D: 70 - 74% (13.6 - 15.1 points),
E: 60 - 69% (12 - 13.5 points),
F: less than 60% (less than 12 points).
Student who will have after writing the control test and the exam test less than 12 points, will repeat always only the exam test.
Warning: Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.

Language of instruction

Czech

Further comments (probably available only in Czech)

Study Materials
The course is taught annually.
General note: nezapisují si studenti, kteří absolvovali předmět KFPOJI.

Information about innovation of course.

This course has been innovated under the project "Inovace studia ekonomických disciplín v souladu s požadavky znalostní ekonomiky (CZ.1.07/2.2.00/28.0227)" which is cofinanced by the European Social Fond and the national budget of the Czech Republic.

• Enrolment Statistics (Spring 2015, recent)
  
• Permalink: https://is.muni.cz/course/econ/spring2015/BKF_POJ1