ESF:MKP_PRFI Law and Finance - Course Information

MKP_PRFI Law and Finance

Extent and Intensity

0/0. 5 credit(s). Type of Completion: zk (examination).

Teacher(s)

JUDr. Jindřiška Šedová, CSc. (lecturer)

Guaranteed by

JUDr. Jindřiška Šedová, CSc.
Department of Law – Faculty of Economics and Administration
Contact Person: JUDr. Jindřiška Šedová, CSc.
Supplier department: Department of Law – Faculty of Economics and Administration

Prerequisites

! KPPAFI Law and Finance
The course requires basic knowledge and skills in the areas of:
- theory of law,
- company organization,
- basics of business law.
This knowledge can be acquired in the following courses:
Introduction to Law, Corporate Economics and Business Law 1.

Course Enrolment Limitations

The course is offered to students of any study field.

Course objectives

The course is an introduction to the issues connected with the protection of consumers of financial services.

The course comprises four topics.
The introductory part describes the strategy of EU consumer policy and consumer protection in the EU. It also defines the main terms connected with consumer protection.

The second part is concerned with public-law consumer protection in financial markets with special attention paid to the focus of the protection, institutions engaged in the protection system, consumer rights, rules of filing complaints and inducements, and sanctions.

The third part describes the specifics of consumer protection in the main segments of the financial market, with emphasis on explaining the rights of a client to be given information before signing a contract and on an ethical approach when financial services are provided.

The last part introduces rules of asserting and exacting claims of consumers in the financial market using private law – through civil proceedings, insolvency proceedings, and also through out-of-court settlement of the dispute, especially in arbitration, mediation and out-of-court execution.

Syllabus

• A topic per week.
• 1. Introduction. EU consumer policy. Consumer and consumer protection (defining the term consumer, reasons for consumer protection, principles of consumer protection). Protection of consumers of financial services.1. Introduction. EU consumer policy. Consumer and consumer protection (defining the term consumer, reasons for consumer protection, principles of consumer protection). Protection of consumers of financial services.
• 2. Sources of consumer protection law (principles of consumer protection law pertaining to constitutional law, civil law, administrative law and criminal law).
• 3. Tools of public and private law used in the protection of consumers of financial services. Public-law protection of consumers of financial services. Institutions engaged in the system of consumer protection in the Czech Republic (focus of protection, consumer rights, rules of filing complaints and inducements.
• 4. Consumer protection in the area of provision of services in the financial market (bank deposits and savings services, payments, consumer contracts, consumer credit, building society services, private pension schemes, investment services, insurance).
• 5. Ways of asserting and exacting private-law claims of consumers in the financial market. Creditor claim and its characteristics. Legal regime of a claim. 6. Asserting and exacting claims in civil proceedings.
• 7. Asserting and exacting claims of consumers of financial services in insolvency proceedings. Individual bankruptcy. Rights and obligations of a financial institution in the positions of a creditor and a debtor. Rights and obligations of a consumer in the positions of a creditor and a debtor.
• 8. Asserting and exacting claims of consumers of financial services in out-of-court settlements of disputes. Exacting claims of consumers of financial services in an arbitration.
• 9. Asserting claims of consumers of financial services in a mediation. Advantages of a mediation and the role of the mediator in a mediation.
• 10. Asserting claims of consumers of financial services in an out-of-court execution.
• 11. SOLVIT as a tool of out-of-court exacting of claims that originated in the European Community internal market. Pro výuku předmětu Právo a finance byly vytvořeny interaktivní studijní texty, které naleznete na webovém portálu (pravoesf.econ.muni.cz.) V rámci samostudia a přípravy na seminář doporučujeme seznámit se s příslušnou právní problematikou zpracovanou ve studijních textech. V případě, že budete mít zájem o podrobnější informace, pak lze využít právní informační systém (ASPI), který je přístupný na počítačových učebnách a v knihovně ESF.
• V tomto případě je vstup zajištěn prostřednictvím ikony ASPI/ na ploše počítače. Současně od podzimního semestru 2013 poskytujeme všem studentům ESF možnost využít dálkový přístup k ASPI. V tomto případě je ASPI dostupné na vzdálené ploše přes Internet. Postup je zveřejněn na hlavních webových stránkách ESF.

Literature

required literature
• Šedová J. Studijní texty „Právo a finance“. ESF MU Brno, 2013. Portál výuky právních předmětů ESF: Webová adresa: pravoesf.econ.muni.cz. Oprávnění ke vstupu do webové aplikace je k dispozici ve Stud. materiálech předmětu v IS ESF MU.
• SELUCKÁ, M. Ochrana spotřebitele v soukromém právu., Praha : C.H.Beck, 2008. ISBN 8074000371.

recommended literature
• Zákony: Aktuální seznam bude zveřejněn v ISU/ve Studijních materiálech předmětu.
• Foltas, T. Studijní texty „Základy práva", "Správní proces“. ESF MU Brno, 2013. Portál výuky právních předmětů ESF: Webová adresa: pravoesf.econ.muni.cz. Oprávnění ke vstupu do webové aplikace je k dispozici ve Stud. materiálech předmětu v IS ESF MU.

Teaching methods

Lectures and practical exercises, solving case studies in teams, discussions of the cases being solved.

Assessment methods

The course finishes with a written exam. Students are allowed to take the final exam after the following requirements have been met: prescribed seminar attendance. The course is finished with a written exam. To be allowed to take the exam, the students have to attend the seminars and receive positive assessments of the case studies they work on.

Caution:
"Any copying, recording or leaking tests, use of unauthorized tools, aids an communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination."

Language of instruction

Czech

Further comments (probably available only in Czech)

Study Materials
The course is taught annually.
The course is taught: in blocks.
Note related to how often the course is taught: 12 hodin.
General note: Nezapisují si studenti, kteří absolvovali předmět KPPAFI.

Information about innovation of course.

This course has been innovated under the project "Inovace studia ekonomických disciplín v souladu s požadavky znalostní ekonomiky (CZ.1.07/2.2.00/28.0227)" which is cofinanced by the European Social Fond and the national budget of the Czech Republic.

• Enrolment Statistics (Autumn 2014, recent)
  
• Permalink: https://is.muni.cz/course/econ/autumn2014/MKP_PRFI